• What do you and your parents need to do regarding student finance? First, a quick recap. Student finance is basically the official government funding you apply for in order to pay for university tuition fees or living costs while studying. buy degree, buy a degree, buy degree online, buy a degree online, buy a diploma US, buy diploma, buy diploma online, buy fake diploma, fake diploma, fake degree, buy CPA certificate, buy NEBOSH certificate, buy fake transcript, buy university transcript, how to make a diploma, how to make a degree.
There are two types of loan available. There’s the tuition fee loan, which covers your course fees and is paid directly to your university or college. Then there’s the maintenance loan, which is designed to help with living costs such as accommodation and food. How much you get depends on your household income, where you are living and where you will be studying.
Your maintenance loan is paid in three instalments (monthly in Scotland) directly into your bank account on the payment dates outlined in your entitlement letter once your attendance on your course has been confirmed. (Officials say it can take a couple of days for funds to be credited to your bank account). buy degree, buy a degree, buy degree online, buy a degree online, buy a diploma US, buy diploma, buy diploma online, buy fake diploma, fake diploma, fake degree, buy CPA certificate, buy NEBOSH certificate, buy fake transcript, buy university transcript, how to make a diploma, how to make a degree.
Many students applied for their finance months ago – this involves setting up an online account, completing the application and providing household income information and so on.
If for whatever reason you haven’t sorted this out, get your application in as soon as you can. You don’t need a confirmed place on a course to be able to apply. The quickest and easiest way to apply is online at gov.uk/studentfinance, studentfinancewales.co.uk, saas.gov.uk or studentfinanceni.co.uk, depending on whether you live in England, Wales, Scotland or Northern Ireland respectively. Applications can take six to eight weeks to process, so apply as early as possible, says the Student Loans Company (SLC). buy degree, buy a degree, buy degree online, buy a degree online, buy a diploma US, buy diploma, buy diploma online, buy fake diploma, fake diploma, fake degree, buy CPA certificate, buy NEBOSH certificate, buy fake transcript, buy university transcript, how to make a diploma, how to make a degree.
You will have supplied your bank details when you applied, and you can double-check the details you provided through your online account. It’s best to do this no later than five days before your payment is scheduled, otherwise your funds may not be sent to the correct account, says the SLC. You can also update your bank details – for example, because you have taken out a student account – by logging into your online account.
• So it’s not too late to apply for student finance if I get a place through clearing? No, but you will need to get your skates on. The SLC says: “You might not get all of your money in time for the start of your course, but Student Finance England will try to make sure you have at least some money as close to the start of your course as possible.”
• What if I’ve already applied for student finance but I’m now going to a different university? This could be important because how much maintenance loan you get depends on where you will be living – at home or away, and in or outside London.
You will need to update your course details to make sure you receive your money at the start of term. The easiest way to do this is to log into your student finance account and – in the case of Student Finance England – choose “Change your application”.
• How much money will I spend in my first few weeks or months at university? There is, of course, no one-size-fits-all answer – each student is different, and while some will have lots of cash to splash, others will be watching every penny. And the costs will vary greatly depending on where you are going.
According to a national survey published last month by money advice site Save the Student, while the average maintenance loan instalment is £600 a month, average student living costs are now £770 a month. This includes £406 on accommodation, £108 on food, £64 on socialising, £47 on travel, £18 for their mobile phone, £37 on other bills, £34 on clothes, £20 on books, £31 on “other”… and £5 on drugs.
However, Save the Student says that during the first few terms, total living costs are probably slightly higher because of the extra costs – things such as books and equipment you need to buy, items you’ve forgotten to bring, plus, of course, paying for freshers’ week partying.
